Business
finance
without hassle
Up to €250,000 business loan or lease. Clarity on feasibility within 24 hours. No cost to you — we are paid by banks and lease companies.
What do you need finance for?
Pick a category, budget and topic. We carry it to your application form.
Popular categories
Is finance a fit for your situation right now?
4 short questions. No data is saved. You only get a cautious indication of next steps, not a credit decision.
Indicative tool only. Not a credit decision or interest guarantee. Acceptance by lender only.
How long has your business existed?
Indicative annual revenue?
What do you need finance for?
Any BKR or payment history issues?
What could the monthly cost be?
Quick indication using fixed 7.5% p.a. Annuity. No offer. A real proposal requires personal assessment by the provider.
Calculated with 7.5% fixed indicative annual rate. Actual rate depends on case, term and lender.
Monthly indication
€701.33
Annuïtair • amount €35,000.00 • 60 months
Total repayable
€42,079.69
Of which interest (indic.)
€7,079.69
This is an indication only. No offer, guarantee or credit decision. Always discuss your situation with your adviser.
Services
All business finance in one place
Whether you lease a van, finance machines or free up working capital — we map the options and guide you to the right proposal.
Asset finance
Van & light commercial
Financial lease, operational lease and business loan compared side by side. From compact service van and mid-size van to large van, pickup and MAN TGE, guided per file.
View vehiclesLoans
Business loan
Investment loan, SME credit, commercial mortgage. Clarity within 24 hours.
Learn moreWorking capital
Working capital
Stock, purchasing, factoring and supply chain finance. Free cash for growth.
Learn moreRestructuring
Refinancing
Consolidate debts, tax payment plans, WHOA. Assessed per case by the financier.
Learn moreFinance a business car? Browse brands
See well-known car brands and learn what electric or hybrid business driving means in 2026 for benefit-in-kind, tax, charging and zero-emission zones.
Tesla
Volvo
Volkswagen
Kia
Skoda
Toyota
BMW
Renault
Only brands shown. See the full pages for models, trims and filters. The financier assesses the application.
Actueel • 2 augustus 2026
Electric or hybrid business driving in 2026
Current rules for benefit-in-kind, road tax, BPM, VAT, charging cost reimbursement, subsidies and zero-emission zones for EV, PHEV and hybrid. Checked with sources and date.
Finance a van? Browse brands
From compact service van and mid-size van to large van, pickup and MAN TGE. Qredio completes your file, the financier assesses and decides.
Volkswagen
Mercedes-Benz
Renault
Ford
Opel
Peugeot
Fiat
Toyota
Citroën
Nissan
Iveco
MAN
Only brands shown. See the full pages for models, trims and filters. The financier assesses the application.
Finance a truck? Browse brands
From tractor unit and rigid truck to distribution and construction. Qredio completes your file, the financier assesses and decides.
DAF
Volvo
Scania
Mercedes-Benz
MAN
Iveco
Renault
Only brands shown. See the full pages for models, trims and filters. The financier assesses the application.
Loan or lease? Compare quickly
Three forms, different impact on ownership, balance sheet, VAT and maintenance. Choose what fits your use.
Choose a finance type
Ownership
Yours after last instalment (economic ownership)
Balance sheet
On balance, depreciation and interest
VAT
VAT often due upfront, reclaim if entitled
Maintenance
You arrange maintenance and insurance
Best for
Entrepreneurs who want to own
General orientation only. Discuss your tax situation with your accountant. Qredio does not give tax advice.
Built for starters, SMEs and larger firms
Starter with no annual figures? SME that wants to scale? Larger firm with fleet or acquisition? We have a route for each stage — at no cost to you.
Financiering voor jouw vervoersbedrijf
Rijd je taxi, zorgvervoer of leerlingenvervoer? Bespreek je volgende auto, minibus of wagenpark met Qredio. Na definitieve goedkeuring door de financier ontvang je een gratis myPOS Go 2 ter waarde van €49.
Taxi ondernemers
Vervangen, uitbreiden of elektrisch rijden.
Schoolvervoer
Meer ruimte voor routes en contracten.
Gratis myPOS Go 2
t.w.v. €49
Je ontvangt het apparaat na definitieve goedkeuring door de financier, één per in aanmerking komende aanvraag.
Qredio beslist niet over acceptatie en belooft geen goedkeuring.
Voorwaarden en beschikbaarheid zijn van toepassing.
Process
Four steps to finance
No paperwork, no vague promises. A clear process you can follow online with your reference number.
Fill in your request
Online form in 2 minutes. Only business details and purpose of finance.
We complete your file
We check completeness, explain your situation and discuss which route fits. Assessment and decision are made by the financier.
Receive a proposal
From bank or lessor. Interest, term and conditions explained clearly.
Approve and start
Approve online via status portal with email + reference. Start right away.
Working with the right financiers
We carefully place your business request with financiers in our network that fit your situation. Not every file goes to every partner, we look for the route that matches best.
We work with, among others, the partners below. Network composition may change over time.
Clear who does what
So you always know where you stand. Qredio guides, the financier decides and handles what follows.
Clear who does what
So you always know where you stand. Qredio guides, the financier decides and handles what follows.
Qredio guides
We make your file complete, explain your situation and help provide the right context.
Financier assesses
The financier assesses the request and sets the interest, term and conditions.
Financier pays out and manages
After approval, payout and payment handling run directly through the financier.
So you always know who is responsible for what, no surprises, in clear language.
How to track your application safely
No account needed. With your email and reference you see instantly where your case stands.
Only your applications, only via your email. No fake data or example status.
Reference by email
After sending you get confirmation from noreply@qredio.nl with your number immediately.
Open with email + code
On /status enter your email and receive a 6-digit code valid 15 minutes. Secure, no password.
Follow progress and messages
See timeline, status, missing docs and replies. Even a decline is shown clearly, no vague statuses.
No password, no account. Only your email and a temporary code. That keeps your case secure.
Why Qredio
Entrepreneurs choose clarity, not sales talk
We are business only. No consumers, no shortcuts. Personal advice at no cost to you.
Request free adviceNo cost to you
Our advice is 100% free and non-binding. We earn via banks and lessors, you pay nothing.
Personal guidance
We help you present figures, context and plan clearly. The financier assesses each case individually.
Available 7 days
Monday to Sunday 09:00 – 19:00 by phone. Always track status online.
FAQ
Answers for entrepreneurs
About BKR, business lease, equipment and tracking status. Question missing? We are available 7 days 09:00–19:00.
Qredio.nl — business only
Business only. We do not provide credit ourselves. Acceptance is decided by the lender after checks.
Knowledge base for entrepreneurs
Three topics every entrepreneur faces
No standard service talk, but sober explanation of how business finance works in practice.
Purchase finance: how to fund stock and large orders
You need to purchase before you earn revenue. We explain when stock finance makes sense.
- Finance stock and business purchasing upfront
- Large order finance with payback plan
- Checklist and risks clearly listed
Financing or leasing a van: which option fits you?
Lease a van or finance a company car? We place loan, financial lease and operational lease next to each other.
- Difference between loan, financial and operational lease
- For self-employed, SME, construction and delivery
- Tax check without simulating advice
Finance a business acquisition: build your case
Taking over a company is more than the price. We show how a finance mix can look.
- Own funds, loan, vendor loan and earn-out explained
- Criteria: cashflows, price, experience, securities
- Checklist for a verifiable case
Need more context? Also view all 25 finance types or start an application. Free and at no cost to you.
Ready to start with business finance?
Fill in the form below. Clarity within 24 hours. Free advice, no cost to the client.